CDs & IRAs

Please click here to access our RATE SHEET

Following is some basic information regarding our Certificates of Deposit (CD) and Individual Retirement Account (IRA) products. For all other information, please contact the bank or refer to the account terms and conditions disclosed by the bank.

CD’s and IRA’s are interest-bearing time deposits that typically earn a higher rate of return than a Regular Savings Account. Fees could reduce earnings. Substantial penalty for early withdrawal. Full account disclosures provided when the account is opened. Member FDIC $250,000

Interest rates on renewals and new deposits subject to change at any time without notice. Annual Percentage Yield (APY) based on semi-annual compounding. Please click here to access our RATE SHEET.

Certificates of Deposit (CD)

Various CD terms to match customers’ savings goals: 3 months to 60 months.
Special CD’s automatically renew respective to 12, 24, 36, 48 & 60-month current rates.

Individual Retirement Account (IRA)

IRA’s (Traditional & ROTH) are long-term investment options to help save for retirement.
Our IRA products are invested as CD’s offering fixed or variable interest rates.
Standard IRA Terms include, 1 year, 3 years or 6 years

“The most powerful force in the universe is compound interest.” ~ Albert Einstein

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