Loans

By definition, RSB is an “ag bank” offering a variety of financing options to fit our ag customers’ needs. No loan is too big, nor too small – we make them all! Our experienced ag lenders would be honored to assist you in reaching the goals you have for your family’s ag operation. Many ag loans can be disbursed as Lines-of-Credit to help save you time and money.

• Farmland Purchase & Refi Loans
• Farmland Equity Loans
• Operating & Input Loans
• Grain Marketing Loans
• Construction & Farm Improvement Loans
• Machinery & Equipment
• Livestock
• Special Projects: Wind, Solar, Geothermal

Financing and closing real estate transactions is complex and the process can be daunting. Trust our friendly real estate lending experts to take care of you the right way at a fair price. Experience the difference of dealing with a bank that appreciates your business and treats you with respect. We get deals done quickly and done right. Please click here for a RESIDENTIAL REAL ESTATE LOAN APPLICATION.

• Home Purchase Loans
• First-time Homebuyer Loans
• Refinancing Loans & Cash-out Refi Loans
• Home Equity Loans
• Construction & Home Improvement Lines-of-Credit

Our friendly staff make your loan fast and easy and get you the money you want quickly by disbursing proceeds either right into your checking account, making out a cashier’s check, or wiring the money wherever it needs to go. We can also set up automatic payments that make managing your money super simple. Experience the difference of working with a bank that treats you like a person and not a number. Please click here for a CONSUMER LOAN APPLICATION.

We are firmly committed to the success our community’s small businesses. As a small business ourselves we recognize that small businesses are the backbone of our nation’s economy. Local businesses enhance our quality of life by making our communities better places to live and raise a family. We encourage our customers to shop locally and support the businesses that help our towns survive and thrive.

We offer a wide array of banking products to help our commercial businesses prosper. Please let our business help your business. We will always treat you right and offer friendly, personalized service that saves you time and money.

• Commercial Real Estate Loans
• Operating & Inventory Loans
• Lines of Credit
• Equipment & Machinery Loans
• Capital Improvement Loans
• Business Checking Accounts
• Savings Accounts
• Internet & Mobile Banking with Bill Pay
• Individual Retirement Accounts