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Checking

Following is some basic information regarding our demand deposit accounts. We try to keep our account offerings fair and simple to understand. For all other information, please contact the bank or refer to the account terms and conditions disclosed by the bank.

NOTE: American Savings Bank (ASB) merged with Readlyn Savings Bank (RSB) on December 3, 2021. ASB is now a branch of RSB. The trade name, American Savings Bank will be retained by the Tripoli location. This will help avoid customer confusion and geographically distinguish the Tripoli from the Readlyn location. If you are an “ASB customer” please click here for more info on your accounts and re-enrolling for internet banking and “WELCOME TO RSB.”

  • Features of our 3 checking accounts: Regular, NOW, and Business

    • Internet & Mobile Banking includes e-statements with check images (archived history up to 24 months), account transfers, account alerts, loan payments, Bill Pay & Mobile Deposit.
    • Debit Card available upon approval and includes 24/7 fraud monitoring. $1.00/month, includes 7% sales tax. Click here for other information on SHAZAMCHEK DEBIT CARDS.
    • Unlimited debits (withdrawal, check paid, automatic transfer or payment out of account)
    • Check ordering. Contact the bank or click here to ORDER CHECKS ON-LINE.

  • Regular Checking Account

    • $100 Minimum opening deposit.
    • Non-interest bearing account
    • FREE with $100 Minimum balance required to avoid $5.00 monthly maintenance fee.
      If your daily balance falls below $100 on any day in the monthly statement cycle, the account will be charged a monthly maintenance fee of $5.00 plus 7% tax.
      No maintenance fee for anyone age 18 and younger or 65 and older, upon notification of age.

  • NOW Checking Account

    • $800 Minimum opening deposit
    • Interest bearing account. Please click here to access our RATE SHEET.
    • FREE with $800 Minimum balance required to avoid $8.00 monthly maintenance fee.
      If your daily balance falls below $800 on any day in the monthly statement cycle, the account will be charged a monthly maintenance fee of $8.00 plus sales tax.
      No maintenance fee for anyone age 65 and older, upon notification of age.

  • Business Checking Account

    • $100 Minimum opening deposit
    • Non-interest bearing account
    • $9.00 monthly maintenance fee, plus 7% tax. Additional maintenance fees may apply.